How to Convert Wise (TransferWise) Statements to CSV

Quick Answer: To convert a Wise statement to CSV or Excel, log in to your Wise account, navigate to the specific currency balance, go to Statements, download the PDF, then upload it to [QuickBankConvert](/) for instant, browser-based conversion — free, private, and no sign-up required.

Wise Accounts and Statement Exports

Wise (formerly TransferWise) is a London-based fintech company offering multi-currency accounts, international bank transfers, debit cards, and business banking to over 16 million customers in 170+ countries. The Wise account holds balances in 40+ currencies simultaneously, making it especially popular with international freelancers, remote workers, expats, and businesses that receive or make payments in multiple currencies.

Wise has better export functionality than many neobanks — it offers CSV, PDF, and Excel exports per currency balance directly from the account settings. Despite this, PDF statements remain the required format for official purposes: UK HMRC self-assessment, US tax filing, mortgage lenders, rental references, and cross-border compliance requirements.

This guide covers the complete workflow: downloading Wise statements, converting PDFs to CSV or Excel using [QuickBankConvert](/), handling Wise's multi-currency structure, and importing the data into accounting tools.

Downloading Wise Statements

From the Wise Web Portal

1. Log in at wise.com and open your account dashboard.
2. Click on the currency balance for which you want a statement (e.g., GBP, USD, EUR).
3. Scroll to the Statements section or click the document icon.
4. Select Statement type: Bank statement (PDF) for the official format.
5. Choose your date range and click Download.

From the Wise Mobile App

1. Open the Wise app and select the currency balance.
2. Tap the … menu or the settings icon for that balance.
3. Go to Statements.
4. Choose the date range and format (PDF for official statements).
5. Download and share to your computer.

Callout — Currency-Specific Statements: Wise generates separate statements per currency balance. If you use Wise for USD payments from US clients and EUR payments from European clients, download each currency statement separately. Convert each with QuickBankConvert, then consolidate in a master spreadsheet with a Currency column added.

Converting Wise PDF to CSV or Excel

Step 1: Open QuickBankConvert

Visit [QuickBankConvert.com](/) — no account, no installation, no cost.

Step 2: Upload Your Wise Statement PDF

Drag your Wise PDF onto the upload area. Wise bank statement PDFs are typically not password-protected, so processing begins immediately.

Step 3: Preview Transactions

QuickBankConvert shows a transaction preview. For Wise statements, verify:

• Dates are in the correct format for your region
• Transfer fees appear as separate line items
• Currency amounts match the PDF

Step 4: Choose Output Format

• CSV — For accounting software (Xero, FreshBooks, FreeAgent, QuickBooks) or custom spreadsheet analysis
• Excel (XLSX) — For direct use in Microsoft Excel with formatting and formulas

Step 5: Download

Click download. Your file is ready instantly.

Callout — Wise Statement Data Privacy: QuickBankConvert processes your PDF entirely in your browser. Your Wise financial data — including international transfer amounts and recipient details — is never uploaded to any server. This is particularly important for business users handling client payment data.

Wise Multi-Currency Statement Formatting

Separate Statements Per Currency

Wise's account architecture means transaction data is organized by currency, not by account. Each currency balance has its own statement with its own opening and closing balance. This is different from traditional banks where all transactions appear on one statement.

Transfer Fee Line Items

Every Wise international transfer generates two statement entries:

1. The debit for the transfer amount
2. A separate debit for the Wise fee

After conversion, these appear as distinct rows. For accounting purposes, the fee row should be categorized as a bank charge or transaction fee, not as part of the transfer principal.

Received Payments and References

When you receive international payments to your Wise account, the sender's reference typically appears in the description field. This is useful for matching incoming payments to client invoices in accounting software.

Date and Decimal Formatting

Wise uses regional date and decimal formatting based on your account's home country. UK accounts use DD/MM/YYYY; US accounts use MM/DD/YYYY. European accounts may use DD.MM.YYYY with comma decimal separators. QuickBankConvert handles all these regional variants correctly.

Wise Export Method Comparison

Using Wise Data for Accounting and Tax

UK Freelancers and Self-Assessment

UK self-employed individuals using Wise for client payments need to include all Wise GBP income and expenses in their HMRC self-assessment. Import your converted Wise GBP statement CSV into a spreadsheet, filter for income (credits) and business expenses (debits), and sum each for your tax return. Transfer fees are deductible business expenses.

US Freelancers — Schedule C

For US freelancers reporting on Schedule C, Wise USD income should be reported as self-employment income. Import the converted CSV, identify all client payment credits, and total them. Transfer fees and Wise monthly fees are deductible on Schedule C as bank service charges.

VAT Reconciliation (EU)

EU VAT-registered businesses using Wise for B2B payments should categorize converted transaction data by vendor and VAT treatment. Wise does not charge VAT on transfer fees for most EU business accounts, but this should be verified with your accountant.

Xero Multi-Currency

Xero supports multi-currency bank accounts. Import each Wise currency statement as a separate bank account in Xero (one per currency), matching transactions to invoices and bills. Xero's built-in currency revaluation handles exchange rate gains and losses automatically.

Bottom Line

Wise's multi-currency account makes international banking efficient, but managing transaction data across currencies requires more than the in-app export. [QuickBankConvert](/) converts Wise PDF statements to clean CSV or Excel files in minutes — handling regional date formats, decimal separators, and multi-line transfer fee entries correctly. For international freelancers, expats, and businesses, it is the fastest path from a Wise PDF to a working accounting import.