How to Convert N26 Bank Statements to Excel

Quick Answer: To convert an N26 bank statement to Excel or CSV, log in to your N26 account via the app or web portal, navigate to Account → Statements, download the PDF, then upload it to [QuickBankConvert](/) for instant, free, browser-based conversion.

N26 and Statement Availability

N26 is a German neobank serving customers across Europe and, until recently, the US market as well. With an emphasis on clean design, zero-fee banking, and a mobile-first account management experience, N26 has attracted millions of customers in Germany, France, Spain, Italy, Austria, and other EU countries.

Like most neobanks, N26 delivers an excellent real-time banking experience through its app, but its bulk data export capabilities are more limited than traditional European banks. While N26 has offered some CSV export functionality for transaction history in certain markets and subscription plans, official monthly bank statements are provided in PDF format — the standard accepted for tax offices, HMRC, mortgage lenders, and formal financial documentation.

This guide covers how to download N26 statements, convert them to Excel or CSV using [QuickBankConvert](/), and work with the resulting data for accounting, budgeting, or tax reporting.

Downloading Your N26 Statement

From the N26 Mobile App

1. Open the N26 app and log in.
2. Tap on your account or the profile/settings icon.
3. Navigate to Documents or Account Statements.
4. Select the month or date range.
5. Tap Download to save as PDF.
6. Share the PDF to your computer via email or cloud storage (Google Drive, Dropbox, OneDrive).

From the N26 Web App

1. Go to app.n26.com and sign in.
2. Click your name or account icon to open account settings.
3. Navigate to Documents → Account Statements.
4. Select the period and download the PDF.

Callout — N26 Statement History: N26 typically provides up to 12 months of statements through the app and web portal. For older statements, contact N26 customer support through the app. Note that N26 Germany customers may have different retention policies from N26 customers in other markets.

Converting N26 PDF to Excel or CSV

Step 1: Open QuickBankConvert

Go to [QuickBankConvert.com](/) in any modern browser. No account, no software, no cost.

Step 2: Upload Your N26 Statement PDF

Drag the downloaded N26 statement PDF onto the upload area. N26 statements are typically not password-protected, so the upload processes immediately.

Step 3: Review the Transaction Preview

QuickBankConvert shows a preview of extracted data. For N26 statements, verify:

• Dates in DD.MM.YYYY European format are correctly parsed
• Merchant/payee names are captured
• EUR amounts in the debit and credit columns are correct

Step 4: Select Output Format

• CSV — For importing into DATEV, Lexoffice, Xero, QuickBooks, or other accounting tools
• Excel (XLSX) — For direct analysis in Microsoft Excel or Google Sheets

Step 5: Download

Click download. Your file is ready immediately.

Callout — European Decimal Format: N26 statements use the European decimal format — a comma for the decimal separator (e.g., €1.234,56 = one thousand two hundred thirty-four euros and fifty-six cents). QuickBankConvert correctly converts these to standard decimal points in the output CSV, ensuring numbers are recognized as numeric in Excel without manual correction.

N26 Statement Formatting Notes

DD.MM.YYYY European Date Format

N26 uses dots as date separators: DD.MM.YYYY. For example, 03.07.2025 means July 3, 2025. QuickBankConvert handles this European date format correctly.

Transaction Description Format

N26 statements include the counterparty name, IBAN (for SEPA transfers), and transaction reference. For card payments, the merchant name and sometimes the city appear. This gives converted CSV files useful reference data for accounting categorization.

SEPA Direct Debits and Credit Transfers

European SEPA transactions (direct debits, credit transfers) appear with full counterparty IBAN information in N26 statements. This is valuable for accounting tools that use IBAN-based matching for automatic categorization.

N26 Spaces Internal Transfers

N26 Spaces (sub-accounts for savings goals) generate internal transfer transactions when money moves between your main account and a Space. These appear in statements as offsetting entries. Exclude them from spending totals in analysis.

N26 Export Format Comparison

Using N26 Data for Accounting and Tax

DATEV (Germany)

DATEV is the dominant accounting system used by German tax advisors and Steuerberater. N26 CSV exports need to be formatted to match DATEV import specifications. Your accountant can advise on the required column mapping; QuickBankConvert produces a clean CSV that can be reformatted for DATEV import.

Lexoffice and Sevdesk

Popular with German Freiberufler and GmbH owners, both Lexoffice and Sevdesk support CSV bank statement imports. Import your converted N26 CSV, map the date, description, and amount columns, and the platforms will match transactions to outstanding invoices and expenses.

Xero (European SMEs)

Xero supports manual CSV bank statement imports. Go to Accounting → Bank Accounts → Import Statement, upload the CSV, and map columns. Xero handles EUR amounts correctly for European N26 accounts.

European Tax Returns

For EU residents filing VAT returns or income tax, N26 transaction data in CSV format makes it easy to calculate deductible business expenses, reconcile VAT on purchases, and verify income deposits. Combine 12 months of converted N26 CSVs in a single spreadsheet for a complete annual view.

Bottom Line

N26 delivers a modern European banking experience, but formal data export remains limited to PDF statements for most users. [QuickBankConvert](/) converts those PDFs to Excel or CSV in under two minutes — browser-based, private, and free. Whether you are a freelancer in Berlin, a small business owner in Madrid, or an expat managing EU finances from abroad, QuickBankConvert gives you clean, structured N26 data ready for any accounting or spreadsheet workflow.